Short Term Disability (STD)

  • Waiting Period: 14 Calendar Days
  • Maximum Benefits Period: 60 Days
  • Weekly Benefit Maximum: $1,500
  • Cost: 0.00229 x average monthly income

Benefit Example:

  • Pre-disability Earnings……….$1,000
  • STD Percentage Benefits……..60 percent
  • Amount of STD Benefit……….$600

Plan Highlights

Plan Summary

Plan Certificate

Late Enrollee Penalty: If you apply more than 31 days after becoming eligible to apply, if you file a claim for any condition other than an accidental injury during the first 12 months after your coverage becomes effective, STD benefits will not become payable until after you have been continuously disabled for 60 days and remain disabled.